Lake Huntington, on the bay west of Beck Avenue, is in ZIP 32401, zoned for Bay High. Zillow put the typical 32401 value at $217,221 in August 2026.

Last checked Oct. 10, 2026. Sources: the City of Panama City’s golf cart neighborhoods announcement and map and its parks listings, Bay County’s school attendance zone maps, the Florida Department of Education’s 2026 school grades, Zillow Research and OpenStreetMap.

Lake Huntington is a small residential area on the bay at the western end of the city, just past Beck Avenue from St. Andrews. U.S. 98 runs along its northern edge toward the Hathaway Bridge and Panama City Beach.

What this means for you

  • Zoned high school: Bay High, graded C in 2026.
  • Home value: $217,221 in ZIP 32401 in August 2026, according to the Zillow Home Value Index.
  • Main roads: U.S. 98 and Beck Avenue.

Part of our Panama City neighborhoods guide.

Where it is

On the city’s golf cart neighborhoods map, Lake Huntington lies west of Beck Avenue, between U.S. 98 on the north and St. Andrews Bay on the south, reaching west toward Michigan Avenue. St. Andrews is to the east and Forest Park to the northeast. The City Commission added its streets to the golf cart program on June 10, 2025, under Ordinance No. 3265.

The area is in ZIP code 32401. Its main roads are U.S. 98 (West 15th Street) and Beck Avenue, part of Business U.S. 98 at its southern end, according to OpenStreetMap’s road data.

Schools

From Bay County’s school attendance zone maps, with grades from the state’s 2026 school grades:

Level Zoned school 2026 grade 2025 grade
Elementary Lucille Moore Elementary, 1900 Michigan Ave. D C
Middle Jinks Middle, 600 W. 11th St. C C
High Bay High, 1200 Harrison Ave. C B

Lucille Moore Elementary is on Michigan Avenue, just north of the area. Confirm an address with the district’s School Zone and Bus Route search or call Student Services at 850-767-4328. More in our schools guide.

Home values

The typical home value in ZIP 32401 was $217,221 in August 2026, up 1.3% from $214,538 a year earlier, according to the Zillow Home Value Index. It is a modeled typical value for the middle third of homes across the whole ZIP code, not a sale price; 32401 also covers downtown, St. Andrews, the Cove, Millville and Glenwood, so bayfront homes are not singled out. The figure for Panama City as a whole was $284,369. See our home prices guide.

Parks

  • Lake Huntington Park, 3501 W. 15th St.: a boat ramp, fishing and restrooms.
  • Oaks by the Bay Park, 2715 W. 10th St., at the south end of Beck Avenue in St. Andrews: a 5-acre bayfront park with a boardwalk, gazebo, pavilion and observation platform.
  • Hentz Park, 2708 W. 19th St., north across U.S. 98: a walking track and playground.

From the city’s parks listings; more in our parks and trails guide.

Getting around

  • Downtown: City Hall is about 3 miles east by road.
  • Airport: Northwest Florida Beaches International Airport is about 25 miles by road, the shortest trip of any area in this guide. Both are distances on the OpenStreetMap road network, not drive times.
  • Buses: Bayway lists routes 3 to 7; find the nearest stop with its trip planner or call 850-769-0557.
  • Golf carts: allowed on designated streets, but not on U.S. 98, Beck Avenue or other state and county roads, under the city’s golf cart rules.

Groceries and everyday stores

OpenStreetMap lists a Piggly Wiggly at 1380 W. 15th St., east along U.S. 98. A CVS Pharmacy (955 W. 23rd St.) and a Publix (650 W. 23rd St.) are north and east on 23rd Street.

Nearby areas

St. Andrews and Forest Park.

Frequently asked questions

Where is Lake Huntington in Panama City?

On the city’s golf cart neighborhoods map, Lake Huntington is the small area west of Beck Avenue, between U.S. 98 and St. Andrews Bay, reaching west toward Michigan Avenue.

What schools is Lake Huntington zoned for?

Lucille Moore Elementary, Jinks Middle and Bay High, according to Bay County’s attendance zone maps. Lucille Moore earned a D in Florida’s 2026 school grades; Jinks and Bay High each earned a C.

Is there a boat ramp in Lake Huntington?

Yes. Lake Huntington Park, 3501 W. 15th St., has a boat ramp, fishing and restrooms, according to the city’s parks listings.

Is Lake Huntington a good place to live?

Lake Huntington is a small bayfront area at the west end of the city with Lake Huntington Park and its boat ramp. It is in ZIP 32401, where Zillow put the typical home value at $217,221 in August 2026, and is zoned for Bay High, graded C in 2026.