SweetBay, by St. Andrews Boulevard in north Panama City, is in ZIP 32405, zoned for Northside Elementary and Bay High. Typical value: $298,838.
Last checked Oct. 10, 2026. Sources: the City of Panama City’s golf cart neighborhoods announcement and map and its parks listings, Bay County’s school attendance zone maps, the Florida Department of Education’s 2026 school grades, Zillow Research and OpenStreetMap.
SweetBay is a residential neighborhood in the northern part of the city, on the bay west of St. Andrews Boulevard. The city names it as one of its golf cart neighborhoods, and OpenStreetMap marks it as a neighborhood.
What this means for you
- Zoned high school: Bay High, graded C in 2026; elementary is Northside, graded B.
- Home value: $298,838 in ZIP 32405 in August 2026, according to the Zillow Home Value Index.
- Main road: St. Andrews Boulevard (State Road 390).
Part of our Panama City neighborhoods guide.
Where it is
On the city’s golf cart neighborhoods map, SweetBay is the large area on the northwest side of St. Andrews Boulevard, running to the water on its western side. Venetian Villa and Candlewick, two smaller golf cart neighborhoods, are just to the north. SweetBay was a golf cart neighborhood before the City Commission’s 2024 and 2025 expansions, under earlier ordinances listed in the city’s golf cart announcement.
The area is in ZIP code 32405. Main roads, with route numbers from OpenStreetMap: St. Andrews Boulevard (State Road 390), Airport Road (State Road 391) to the south and Baldwin Road (County Road 2312) to the east. 23rd Street (State Road 368), with the nearest shops, is about a mile south.
Schools
From Bay County’s school attendance zone maps, with grades from the state’s 2026 school grades:
| Level | Zoned school | 2026 grade | 2025 grade |
|---|---|---|---|
| Elementary | Northside Elementary, 2001 Northside Drive | B | C |
| Middle | Jinks Middle, 600 W. 11th St. | C | C |
| High | Bay High, 1200 Harrison Ave. | C | B |
Every point we checked in SweetBay fell in the same three zones. Confirm an address with the district’s School Zone and Bus Route search or call Student Services at 850-767-4328. More in our schools guide.
Home values
The typical home value in ZIP 32405 was $298,838 in August 2026, up 1.1% from $295,465 a year earlier, according to the Zillow Home Value Index. It is a modeled typical value for the middle third of homes across the whole ZIP code, not a sale price; 32405 also covers Forest Park and areas outside the city limits. The figure for Panama City as a whole was $284,369. See our home prices guide.
Parks and trails
From the city’s parks listings:
- Harvey Dee Mathis Park, 3315 Florida Ave., north of Baldwin Road, east of SweetBay: a 1 1/2-mile walking track, a playground and a seven-station covered outdoor fitness center.
- Venetian Sunset Park, 1320 Calabria Road, in Venetian Villa just to the north: a gazebo and benches on the bay.
More in our parks and trails guide and walking and biking trails guide.
Getting around
- Downtown: City Hall is about 4 miles south by road.
- Airport: Northwest Florida Beaches International Airport is about 29 miles by road. Both are distances on the OpenStreetMap road network, not drive times.
- Buses: Bayway lists routes 3 to 7; find the nearest stop with its trip planner or call 850-769-0557.
- Golf carts: allowed on designated streets, but not on St. Andrews Boulevard or other state and county roads, under the city’s golf cart rules.
Groceries and everyday stores
OpenStreetMap lists no supermarket inside SweetBay. The nearest in its data are south on 23rd Street: Publix at 650 W. 23rd St. and Walmart Supercenter at 513 W. 23rd St., with a CVS Pharmacy at 955 W. 23rd St.
Nearby areas
Forest Park and St. Andrews.
Frequently asked questions
Where is SweetBay in Panama City?
On the city’s golf cart neighborhoods map, SweetBay lies west of St. Andrews Boulevard (State Road 390) in the northern part of the city, on the bay, with Venetian Villa and Candlewick to its north.
What schools is SweetBay zoned for?
Northside Elementary, Jinks Middle and Bay High, according to Bay County’s attendance zone maps. Northside earned a B in Florida’s 2026 school grades; Jinks and Bay High each earned a C.
What ZIP code is SweetBay in?
- Zillow put the typical home value in ZIP 32405 at $298,838 in August 2026, up 1.1% from a year earlier.
Is SweetBay a good place to live?
SweetBay is a residential area in the north of Panama City, about 4 miles from City Hall by road, near Harvey Dee Mathis Park and its 1 1/2-mile walking track. It is in ZIP 32405, where the typical home value was $298,838 in August 2026, according to Zillow, and is zoned for Northside Elementary, graded B in 2026.
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